Biblical Studies Ministries International

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You are permitted and encouraged to reproduce and distribute this material in any format provided that: (1) You credit the author and Biblical Studies Ministries International, Inc.; (2) Any modifications are clearly marked; (3) You do not charge a fee beyond the cost of production; (4) You do not make more than 500 copies; and (5) You include BSMI’s web site address ( on the copied resource. When placing this material on the web, a link to the document on BSMI’s web site is preferred. For any use other than that given above, please contact Biblical Studies Ministries International, Inc., 820 Bennett Court, Carmel, IN 46032 or